Lead with your revenue
If your business deposits consistently, that is your strongest argument. Revenue based structures and merchant cash advances are built around exactly that evidence.
Offer security where you can
Equipment, vehicles, receivables or property can support an application that would not stand unsecured. Collateral lowers the funder's exposure and widens what is available to you.
Clean up the visible details
Reduce credit utilization, resolve collections where possible, correct reporting errors, and keep the business account free of returned items for several months before applying. Small improvements compound quickly.
Fund the near term, fix the long term
Take a workable structure now to keep the business moving, and run credit repair alongside it. The objective is to qualify for better terms at the next round rather than to stay in expensive capital indefinitely.
Related funding solution
Bad Credit Business Funding
Explore options even when your credit isn't perfect.